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FairMoney Microfinance Bank is Nigeria's #1 digital bank and most downloaded fintech app with over 10 million downloads. Licensed by the Central Bank of Nigeria (CBN), FairMoney provides instant loans up to ₦3 million with no paperwork or collateral required. Their comprehensive financial services include personal and business loans, high-yield savings accounts (FairLock at 30% interest, FairSave at 17% p.a., FairTarget at 20% p.a.), debit cards for ATM/POS/online transactions, POS services for businesses, fixed deposits, and bills payment. Founded in 2017, FairMoney has grown to over 1,000 employees across 5 continents, serving millions of Nigerians with fast, accessible, and affordable digital banking solutions. Their AI-powered credit scoring enables loan approvals in minutes, disbursed directly to any Nigerian bank account. FairMoney customer care is available via phone (01-700-1276), email (help@fairmoney.io), WhatsApp (+234 810 108 4635), and in-app chat support.